EA Sports FC 27 has introduced significant changes to Squad Building Challenges (SBCs) in Ultimate Team.
Most Player SBCs and Upgrade SBCs now utilize the new Streamlined SBC system. Players can directly submit eligible Player Items from their Club with no need to assemble a full squad based on Chemistry, Position, Nationality, or League.
This shift changes how the value of Fodder is assessed. Factors such as Item Score provided by high-rated cards, the handling of duplicate untradeables, and the cost in coins per point all influence the final price of completion.

How Streamlined SBCs Work?
When you access a Streamlined SBC in FUT 27, the system lists eligible Player Items from your Club. Each submitted card adds to your progress toward the target score, and rewards are claimed once the goal is reached.
Most Streamlined SBCs do not require a full 11-player squad; Chemistry, Position, Nationality, and League rarely affect eligibility for submission.
However, some challenges may still impose additional conditions, such as a Minimum OVR or specific Eligible Item requirements. Therefore, it is best to check Requirements and Eligible Items sections before deciding how to allocate your Fodder.
Item Score
In FIFA 27, Item Score is primarily determined by OVR, Rarity, and Holographic Status.
| OVR / Type | Item Score |
|---|---|
| Bronze 45-64 | 20 |
| Silver 65-74 | 35 |
| Gold 75 | 90 |
| Gold 80 | 180 |
| Gold 83 | 410 |
| Gold 84 | 830 |
| Gold 85 | 2,100 |
| Gold 87 | 5,500 |
| Gold 88 | 8,300 |
| Gold 89 | 11,000 |
| Gold 90 | 14,000 |
The gap between 84 OVR and 85 OVR cards is particularly significant. An 84 OVR card provides 830 points, whereas an 85 OVR card jumps to 2,100 points.
Therefore, OVR shouldn't be the only factor when determining if Fodder offers good value. An 85 OVR card might have a higher price tag, but if it provides more Item Score for FUT 27 coins spent, it could be more cost-effective than stacking many 82, 83, or 84 OVR cards.
EA has also stated that they will continue to monitor Item Scores based on actual data and player feedback.
Duplicate Card
Streamlined SBCs allow multiple duplicate FC 27 player cards to contribute to Item Score individually.
For example, two identical untradeable 83 OVR cards can each provide 410 Item Score, contributing a total of 820 points.
Duplicates in 80 - 84 OVR range are particularly well-suited for steadily accumulating points. Cards in this range are frequently obtained through standard packs and rewards; they offer more efficient progress than Bronze, Silver, or low-rated Gold cards, making them ideal candidates for daily Fodder usage.
Partial Progress
Streamlined SBCs support partial progress, meaning FUT 27 players do not need to gather the full Item Score requirement all at once.
Suppose a challenge requires 20,000 points: you could submit 7,000 points initially, leave SBC, and return later to complete the remaining progress - Item Score already submitted remains saved.
If a time-limited SBC expires before completion, the submitted player items are not returned. Instead, the system awards an untradeable Partial Completion Reward based on the accumulated Item Score tier.
Currently, an Item Score of 1 - 500 corresponds to a Bronze Pack, 501 - 1,000 to a Large Bronze Pack, with rewards scaling up as the contributed score increases.
However, these rewards do not guarantee a return equivalent to the value of Fodder used. Spending a large amount of FC 27 coins to replace high-value cards lost in an unfinished SBC can easily outweigh the compensation received.
Fodder Strategy
Bronze, Silver, and 75 - 79 OVR cards provide lower Item Scores, making them better suited for topping off progress. Relying on them to meet high Item Score requirements in FUT 27 usually requires submitting an excessive number of cards.
An 83 OVR card provides 410 points, while an 84 OVR card yields 830 points; these are ideal for utilizing duplicates obtained from rewards and packs.
Point values increase significantly for cards rated 85 OVR and above. An 85 OVR card offers 2,100 points, an 88 OVR card reaches 8,300 points, and an 89 OVR card provides 11,000 points - meaning a single high-rated Fodder card can satisfy a large portion of the requirements.
When selecting Fodder from Transfer Market, compare the player's market price against their Item Score.
A lower ratio means spending fewer FIFA coins for each point of SBC Score. Whether mid-rated or high-rated cards offer better value will depend on real-time Transfer Market prices.
Holographic Items
In FC 27, Holographic items receive an additional Item Score bonus. If the card is also a Special Item (such as TOTW or a Campaign card), Rarity Bonus and Holographic Bonus stack.
While these cards are more efficient for filling requirements, you should still check their market price and actual squad value before submission.
Regarding FUT Gallery: once a player item has been recorded in your Gallery History, it continues to contribute value to eligible Gallery Sets, even if you subsequently sell the card or use it in an SBC.
Eligible items already recorded in your history will count toward any new Gallery Sets added later; therefore, Gallery itself is not a compelling reason to hold onto a specific card.

Standard duplicates can be prioritized as Fodder, whereas high-value Special or Holographic items require careful consideration regarding market price, potential squad use, and the fact that submission is irreversible.
As Transfer Market prices fluctuate in FC 27, the cost-efficiency of different OVR ranges will also change. Rather than hoarding Fodder of a single fixed rating, continuously comparing coin costs against Item Scores makes it easier to manage long-term investment in Player SBCs and Upgrade SBCs.
















